Call reports 2025
FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE — 2025
What FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 95,438,000 | 95,642,000 | 98,795,000 | 98,177,000 |
| Total loans | 56,343,000 | 54,532,000 | 55,496,000 | 57,970,000 |
| Allowance for loan losses | 484,000 | 485,000 | 485,000 | 485,000 |
| Securities available for sale | 16,378,000 | 16,517,000 | 17,603,000 | 19,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,312,000 | 75,253,000 | 78,296,000 | 78,024,000 |
| Interest-bearing deposits | 63,484,000 | 63,772,000 | 67,607,000 | 66,218,000 |
| Noninterest-bearing deposits | 11,828,000 | 11,481,000 | 10,689,000 | 11,806,000 |
| Equity capital | 18,667,000 | 18,870,000 | 18,942,000 | 18,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 994,000 | 2,046,000 | 3,104,000 | 4,195,000 |
| Interest expense | 209,000 | 424,000 | 648,000 | 883,000 |
| Net interest income | 785,000 | 1,622,000 | 2,456,000 | 3,312,000 |
| Noninterest income | 92,000 | 185,000 | 278,000 | 373,000 |
| Noninterest expense | 673,000 | 1,363,000 | 2,016,000 | 2,726,000 |
| Provision for loan losses | -19,000 | -19,000 | -19,000 | -19,000 |
| Pretax income | 204,000 | 444,000 | 718,000 | 959,000 |
| Income tax | 30,000 | 66,000 | 109,000 | 144,000 |
| Net income | 174,000 | 378,000 | 609,000 | 815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,779,000 | 18,894,000 | 18,925,000 | 18,575,000 |
| Total capital | 19,282,000 | 19,398,000 | 19,429,000 | 19,079,000 |
| Risk-weighted assets | 61,138,000 | 60,038,000 | 63,905,000 | 63,422,000 |