Call reports 2023
FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE — 2023
What FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 110,675,000 | 103,983,000 | 99,629,000 | 96,811,000 |
| Total loans | 50,040,000 | 51,484,000 | 50,984,000 | 53,444,000 |
| Allowance for loan losses | 499,000 | 500,000 | 501,000 | 501,000 |
| Securities available for sale | 16,884,000 | 16,754,000 | 18,119,000 | 19,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,943,000 | 85,105,000 | 80,540,000 | 77,113,000 |
| Interest-bearing deposits | 75,679,000 | 70,709,000 | 67,040,000 | 63,573,000 |
| Noninterest-bearing deposits | 16,264,000 | 14,396,000 | 13,500,000 | 13,540,000 |
| Equity capital | 17,140,000 | 17,279,000 | 17,454,000 | 17,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,060,000 | 2,213,000 | 3,248,000 | 4,317,000 |
| Interest expense | 140,000 | 293,000 | 442,000 | 600,000 |
| Net interest income | 920,000 | 1,920,000 | 2,806,000 | 3,717,000 |
| Noninterest income | 86,000 | 180,000 | 272,000 | 363,000 |
| Noninterest expense | 626,000 | 1,299,000 | 1,954,000 | 2,686,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 380,000 | 801,000 | 1,124,000 | 1,394,000 |
| Income tax | 69,000 | 145,000 | 201,000 | 246,000 |
| Net income | 311,000 | 656,000 | 923,000 | 1,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,616,000 | 17,875,000 | 18,142,000 | 18,210,000 |
| Total capital | 18,115,000 | 18,375,000 | 18,643,000 | 18,711,000 |
| Risk-weighted assets | 58,007,000 | 60,428,000 | 59,627,000 | 60,730,000 |