Call reports 2022
FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE — 2022
What FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 113,797,000 | 113,303,000 | 114,774,000 | 111,527,000 |
| Total loans | 46,284,000 | 47,855,000 | 49,605,000 | 49,989,000 |
| Allowance for loan losses | 471,000 | 471,000 | 471,000 | 471,000 |
| Securities available for sale | 9,381,000 | 9,500,000 | 10,186,000 | 14,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,665,000 | 95,346,000 | 96,781,000 | 93,047,000 |
| Interest-bearing deposits | 79,752,000 | 79,864,000 | 81,086,000 | 76,777,000 |
| Noninterest-bearing deposits | 15,913,000 | 15,482,000 | 15,695,000 | 16,270,000 |
| Equity capital | 16,681,000 | 16,632,000 | 16,495,000 | 16,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 542,000 | 1,280,000 | 2,127,000 | 3,193,000 |
| Interest expense | 43,000 | 84,000 | 139,000 | 214,000 |
| Net interest income | 499,000 | 1,196,000 | 1,988,000 | 2,979,000 |
| Noninterest income | 296,000 | 375,000 | 457,000 | 543,000 |
| Noninterest expense | 603,000 | 1,200,000 | 1,853,000 | 2,499,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 192,000 | 371,000 | 592,000 | 1,023,000 |
| Income tax | 30,000 | 39,000 | 77,000 | 158,000 |
| Net income | 162,000 | 332,000 | 515,000 | 865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,939,000 | 17,017,000 | 17,129,000 | 17,331,000 |
| Total capital | 17,410,000 | 17,488,000 | 17,600,000 | 17,802,000 |
| Risk-weighted assets | 77,790,000 | 65,181,000 | 64,551,000 | 63,089,000 |