Call reports 2019
FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE — 2019
What FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 95,775,000 | 93,992,000 | 93,195,000 | 95,605,000 |
| Total loans | 48,763,000 | 48,838,000 | 47,655,000 | 48,970,000 |
| Allowance for loan losses | 471,000 | 471,000 | 471,000 | 471,000 |
| Securities available for sale | 28,835,000 | 29,170,000 | 26,647,000 | 23,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,050,000 | 75,775,000 | 74,731,000 | 77,120,000 |
| Interest-bearing deposits | 65,025,000 | 63,800,000 | 63,436,000 | 64,876,000 |
| Noninterest-bearing deposits | 13,025,000 | 11,975,000 | 11,295,000 | 12,244,000 |
| Equity capital | 16,336,000 | 16,703,000 | 16,885,000 | 16,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 801,000 | 1,619,000 | 2,426,000 | 3,222,000 |
| Interest expense | 120,000 | 242,000 | 372,000 | 504,000 |
| Net interest income | 681,000 | 1,377,000 | 2,054,000 | 2,718,000 |
| Noninterest income | 75,000 | 149,000 | 224,000 | 303,000 |
| Noninterest expense | 536,000 | 1,081,000 | 1,609,000 | 2,152,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 220,000 | 445,000 | 669,000 | 869,000 |
| Income tax | 36,000 | 72,000 | 109,000 | 140,000 |
| Net income | 184,000 | 373,000 | 560,000 | 729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,576,000 | 16,694,000 | 16,880,000 | 16,901,000 |
| Total capital | 17,047,000 | 17,165,000 | 17,351,000 | 17,372,000 |
| Risk-weighted assets | 58,671,000 | 55,834,000 | 55,309,000 | 59,385,000 |