Call reports 2016
FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE — 2016
What FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 88,352,000 | 88,504,000 | 88,809,000 | 91,325,000 |
| Total loans | 52,563,000 | 53,004,000 | 53,278,000 | 51,685,000 |
| Allowance for loan losses | 459,000 | 469,000 | 478,000 | 485,000 |
| Securities available for sale | 22,420,000 | 22,668,000 | 23,632,000 | 25,485,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,806,000 | 71,743,000 | 71,917,000 | 75,022,000 |
| Interest-bearing deposits | 61,797,000 | 61,801,000 | 61,562,000 | 62,968,000 |
| Noninterest-bearing deposits | 10,009,000 | 9,942,000 | 10,355,000 | 12,054,000 |
| Equity capital | 15,267,000 | 15,414,000 | 15,544,000 | 14,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 761,000 | 1,532,000 | 2,322,000 | 3,088,000 |
| Interest expense | 100,000 | 198,000 | 297,000 | 392,000 |
| Net interest income | 661,000 | 1,334,000 | 2,025,000 | 2,696,000 |
| Noninterest income | 84,000 | 172,000 | 260,000 | 343,000 |
| Noninterest expense | 543,000 | 1,105,000 | 1,653,000 | 2,176,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 193,000 | 383,000 | 605,000 | 827,000 |
| Income tax | 46,000 | 91,000 | 140,000 | 196,000 |
| Net income | 147,000 | 292,000 | 465,000 | 631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,182,000 | 15,261,000 | 15,434,000 | 15,468,000 |
| Total capital | 15,641,000 | 15,730,000 | 15,912,000 | 15,953,000 |
| Risk-weighted assets | 60,003,000 | 59,402,000 | 58,695,000 | 58,712,000 |