Call reports 2014
FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE — 2014
What FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 86,138,000 | 84,568,000 | 83,316,000 | 87,985,000 |
| Total loans | 49,611,000 | 51,638,000 | 51,477,000 | 52,925,000 |
| Allowance for loan losses | 474,000 | 474,000 | 474,000 | 466,000 |
| Securities available for sale | 20,114,000 | 22,707,000 | 23,191,000 | 23,515,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,144,000 | 69,333,000 | 67,900,000 | 72,390,000 |
| Interest-bearing deposits | 60,181,000 | 58,905,000 | 58,026,000 | 60,873,000 |
| Noninterest-bearing deposits | 10,963,000 | 10,428,000 | 9,874,000 | 11,517,000 |
| Equity capital | 13,890,000 | 14,131,000 | 14,289,000 | 14,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,474,000 | 2,231,000 | 2,996,000 |
| Interest expense | 75,000 | 153,000 | 236,000 | 325,000 |
| Net interest income | 656,000 | 1,321,000 | 1,995,000 | 2,671,000 |
| Noninterest income | 90,000 | 180,000 | 270,000 | 356,000 |
| Noninterest expense | 552,000 | 1,104,000 | 1,646,000 | 2,199,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 194,000 | 397,000 | 619,000 | 828,000 |
| Income tax | 44,000 | 91,000 | 144,000 | 193,000 |
| Net income | 150,000 | 306,000 | 475,000 | 635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,341,000 | 14,436,000 | 14,605,000 | 14,637,000 |
| Total capital | 14,815,000 | 14,910,000 | 15,079,000 | 15,103,000 |
| Risk-weighted assets | 56,611,000 | 56,140,000 | 56,278,000 | 60,396,000 |