Call reports 2012
FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE — 2012
What FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 82,102,000 | 82,108,000 | 82,369,000 | 83,945,000 |
| Total loans | 46,979,000 | 48,174,000 | 48,513,000 | 49,806,000 |
| Allowance for loan losses | 515,000 | 495,000 | 489,000 | 490,000 |
| Securities available for sale | 12,570,000 | 11,243,000 | 10,732,000 | 13,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,578,000 | 67,359,000 | 67,444,000 | 69,059,000 |
| Interest-bearing deposits | 56,339,000 | 56,747,000 | 56,051,000 | 57,374,000 |
| Noninterest-bearing deposits | 11,238,000 | 10,612,000 | 11,393,000 | 11,685,000 |
| Equity capital | 13,598,000 | 13,666,000 | 13,811,000 | 13,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 775,000 | 1,545,000 | 2,304,000 | 3,060,000 |
| Interest expense | 126,000 | 245,000 | 357,000 | 467,000 |
| Net interest income | 649,000 | 1,300,000 | 1,947,000 | 2,593,000 |
| Noninterest income | 82,000 | 166,000 | 255,000 | 341,000 |
| Noninterest expense | 532,000 | 1,093,000 | 1,631,000 | 2,186,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 189,000 | 363,000 | 561,000 | 738,000 |
| Income tax | 44,000 | 83,000 | 130,000 | 171,000 |
| Net income | 145,000 | 280,000 | 431,000 | 567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,455,000 | 13,534,000 | 13,686,000 | 13,712,000 |
| Total capital | 13,970,000 | 14,029,000 | 14,175,000 | 14,202,000 |
| Risk-weighted assets | 52,723,000 | 53,695,000 | 54,027,000 | 52,164,000 |