Call reports 2011
FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE — 2011
What FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 80,329,000 | 80,326,000 | 78,511,000 | 79,448,000 |
| Total loans | 46,967,000 | 46,384,000 | 47,054,000 | 47,049,000 |
| Allowance for loan losses | 502,000 | 547,000 | 549,000 | 564,000 |
| Securities available for sale | 12,249,000 | 11,816,000 | 12,382,000 | 12,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,259,000 | 66,129,000 | 64,088,000 | 65,205,000 |
| Interest-bearing deposits | 55,862,000 | 56,111,000 | 54,139,000 | 54,691,000 |
| Noninterest-bearing deposits | 10,397,000 | 10,018,000 | 9,949,000 | 10,514,000 |
| Equity capital | 13,135,000 | 13,242,000 | 13,438,000 | 13,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 825,000 | 1,629,000 | 2,420,000 | 3,201,000 |
| Interest expense | 164,000 | 309,000 | 450,000 | 582,000 |
| Net interest income | 661,000 | 1,320,000 | 1,970,000 | 2,619,000 |
| Noninterest income | 94,000 | 188,000 | 277,000 | 365,000 |
| Noninterest expense | 534,000 | 1,081,000 | 1,611,000 | 2,144,000 |
| Provision for loan losses | 45,000 | 90,000 | 115,000 | 130,000 |
| Pretax income | 176,000 | 337,000 | 521,000 | 710,000 |
| Income tax | 39,000 | 73,000 | 114,000 | 158,000 |
| Net income | 137,000 | 264,000 | 407,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,060,000 | 13,132,000 | 13,275,000 | 13,310,000 |
| Total capital | 13,562,000 | 13,679,000 | 13,824,000 | 13,874,000 |
| Risk-weighted assets | 50,364,000 | 48,256,000 | 49,157,000 | 48,181,000 |