Call reports 2010
FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE — 2010
What FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 75,427,000 | 77,001,000 | 77,598,000 | 77,628,000 |
| Total loans | 47,556,000 | 47,542,000 | 48,335,000 | 48,191,000 |
| Allowance for loan losses | 450,000 | 463,000 | 488,000 | 528,000 |
| Securities available for sale | 16,568,000 | 15,978,000 | 11,498,000 | 12,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,952,000 | 63,072,000 | 63,390,000 | 63,706,000 |
| Interest-bearing deposits | 54,043,000 | 55,348,000 | 55,483,000 | 55,990,000 |
| Noninterest-bearing deposits | 7,909,000 | 7,724,000 | 7,907,000 | 7,716,000 |
| Equity capital | 12,589,000 | 12,876,000 | 13,089,000 | 13,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 902,000 | 1,799,000 | 2,702,000 | 3,571,000 |
| Interest expense | 235,000 | 465,000 | 673,000 | 858,000 |
| Net interest income | 667,000 | 1,334,000 | 2,029,000 | 2,713,000 |
| Noninterest income | 104,000 | 206,000 | 303,000 | 400,000 |
| Noninterest expense | 516,000 | 1,037,000 | 1,536,000 | 2,065,000 |
| Provision for loan losses | 15,000 | 30,000 | 55,000 | 95,000 |
| Pretax income | 240,000 | 473,000 | 741,000 | 953,000 |
| Income tax | 61,000 | 119,000 | 188,000 | 238,000 |
| Net income | 179,000 | 354,000 | 553,000 | 715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,538,000 | 12,665,000 | 12,864,000 | 12,923,000 |
| Total capital | 12,988,000 | 13,128,000 | 13,352,000 | 13,451,000 |
| Risk-weighted assets | 49,862,000 | 50,883,000 | 50,363,000 | 49,365,000 |