Call reports 2009
FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE — 2009
What FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 71,599,000 | 72,258,000 | 70,686,000 | 74,662,000 |
| Total loans | 44,866,000 | 46,117,000 | 47,253,000 | 48,669,000 |
| Allowance for loan losses | 396,000 | 410,000 | 421,000 | 435,000 |
| Securities available for sale | 15,811,000 | 12,542,000 | 15,452,000 | 14,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,461,000 | 58,999,000 | 57,305,000 | 61,272,000 |
| Interest-bearing deposits | 50,728,000 | 51,607,000 | 50,661,000 | 52,953,000 |
| Noninterest-bearing deposits | 7,733,000 | 7,392,000 | 6,644,000 | 8,319,000 |
| Equity capital | 12,253,000 | 12,308,000 | 12,392,000 | 12,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,763,000 | 2,681,000 | 3,587,000 |
| Interest expense | 309,000 | 579,000 | 826,000 | 1,073,000 |
| Net interest income | 598,000 | 1,184,000 | 1,855,000 | 2,514,000 |
| Noninterest income | 110,000 | 220,000 | 304,000 | 405,000 |
| Noninterest expense | 517,000 | 992,000 | 1,526,000 | 2,043,000 |
| Provision for loan losses | 10,000 | 25,000 | 40,000 | 55,000 |
| Pretax income | 181,000 | 387,000 | 593,000 | 821,000 |
| Income tax | 43,000 | 99,000 | 156,000 | 218,000 |
| Net income | 138,000 | 288,000 | 437,000 | 603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,037,000 | 12,145,000 | 12,293,000 | 12,360,000 |
| Total capital | 12,433,000 | 12,555,000 | 12,714,000 | 12,795,000 |
| Risk-weighted assets | 51,056,000 | 55,276,000 | 49,002,000 | 50,217,000 |