Call reports 2008
FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE — 2008
What FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 76,117,000 | 75,774,000 | 72,672,000 | 72,185,000 |
| Total loans | 43,474,000 | 43,159,000 | 43,521,000 | 44,886,000 |
| Allowance for loan losses | 481,000 | 478,000 | 478,000 | 415,000 |
| Securities available for sale | 8,816,000 | 15,772,000 | 17,202,000 | 16,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,721,000 | 61,182,000 | 57,825,000 | 58,179,000 |
| Interest-bearing deposits | 53,584,000 | 53,077,000 | 50,219,000 | 49,996,000 |
| Noninterest-bearing deposits | 8,137,000 | 8,105,000 | 7,606,000 | 8,183,000 |
| Equity capital | 11,755,000 | 11,803,000 | 11,907,000 | 11,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 988,000 | 1,917,000 | 2,860,000 | 3,800,000 |
| Interest expense | 462,000 | 880,000 | 1,264,000 | 1,605,000 |
| Net interest income | 526,000 | 1,037,000 | 1,596,000 | 2,195,000 |
| Noninterest income | 89,000 | 177,000 | 283,000 | 403,000 |
| Noninterest expense | 521,000 | 980,000 | 1,449,000 | 1,943,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 94,000 | 234,000 | 430,000 | 655,000 |
| Income tax | 17,000 | 49,000 | 100,000 | 154,000 |
| Net income | 77,000 | 185,000 | 330,000 | 501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,609,000 | 11,677,000 | 11,822,000 | 11,899,000 |
| Total capital | 12,090,000 | 12,155,000 | 12,300,000 | 12,314,000 |
| Risk-weighted assets | 59,719,000 | 54,078,000 | 49,770,000 | 49,869,000 |