Call reports 2007
FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE — 2007
What FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 71,808,000 | 71,033,000 | 71,287,000 | 74,818,000 |
| Total loans | 45,683,000 | 46,111,000 | 45,408,000 | 44,100,000 |
| Allowance for loan losses | 487,000 | 488,000 | 488,000 | 479,000 |
| Securities available for sale | 16,561,000 | 16,217,000 | 16,788,000 | 13,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,775,000 | 57,716,000 | 57,229,000 | 60,539,000 |
| Interest-bearing deposits | 50,911,000 | 50,543,000 | 50,079,000 | 52,495,000 |
| Noninterest-bearing deposits | 7,864,000 | 7,173,000 | 7,150,000 | 8,044,000 |
| Equity capital | 11,191,000 | 11,254,000 | 11,444,000 | 11,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,025,000 | 2,072,000 | 3,118,000 | 4,172,000 |
| Interest expense | 429,000 | 880,000 | 1,352,000 | 1,841,000 |
| Net interest income | 596,000 | 1,192,000 | 1,766,000 | 2,331,000 |
| Noninterest income | 108,000 | 217,000 | 318,000 | 411,000 |
| Noninterest expense | 501,000 | 1,026,000 | 1,507,000 | 2,032,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 203,000 | 383,000 | 577,000 | 710,000 |
| Income tax | 51,000 | 93,000 | 143,000 | 173,000 |
| Net income | 152,000 | 290,000 | 434,000 | 537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,302,000 | 11,386,000 | 11,529,000 | 11,531,000 |
| Total capital | 11,789,000 | 11,874,000 | 12,017,000 | 12,010,000 |
| Risk-weighted assets | 49,177,000 | 48,422,000 | 47,785,000 | 54,239,000 |