Call reports 2006
FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE — 2006
What FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 68,100,000 | 67,044,000 | 68,390,000 | 70,947,000 |
| Total loans | 43,097,000 | 44,195,000 | 45,667,000 | 45,871,000 |
| Allowance for loan losses | 485,000 | 486,000 | 488,000 | 488,000 |
| Securities available for sale | 16,184,000 | 16,679,000 | 16,374,000 | 16,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,313,000 | 55,009,000 | 55,623,000 | 58,118,000 |
| Interest-bearing deposits | 48,084,000 | 47,601,000 | 48,743,000 | 50,005,000 |
| Noninterest-bearing deposits | 8,229,000 | 7,408,000 | 6,880,000 | 8,113,000 |
| Equity capital | 10,681,000 | 10,749,000 | 10,966,000 | 11,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 931,000 | 1,906,000 | 2,894,000 | 3,931,000 |
| Interest expense | 317,000 | 653,000 | 1,050,000 | 1,477,000 |
| Net interest income | 614,000 | 1,253,000 | 1,844,000 | 2,454,000 |
| Noninterest income | 101,000 | 208,000 | 330,000 | 435,000 |
| Noninterest expense | 513,000 | 992,000 | 1,494,000 | 2,001,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 192,000 | 459,000 | 670,000 | 878,000 |
| Income tax | 51,000 | 127,000 | 184,000 | 241,000 |
| Net income | 141,000 | 332,000 | 486,000 | 637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,811,000 | 10,549,000 | 11,103,000 | 11,149,000 |
| Total capital | 11,296,000 | 11,035,000 | 11,591,000 | 11,637,000 |
| Risk-weighted assets | 46,907,000 | 45,460,000 | 46,290,000 | 47,968,000 |