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Call reports 2005

FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE — 2005

What FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/bd7120b7-8c7a-43d1-9bb3-22487c740bd4/2005

Balance sheet

What the bank holds and owes at quarter end

Measure2005Q12005Q22005Q32005Q4
Total assets69,429,00068,292,00067,585,00067,573,000
Total loans43,489,00043,604,00043,808,00043,187,000
Allowance for loan losses455,000452,000466,000467,000
Securities available for sale13,258,00013,819,00014,736,00014,984,000
Securities held to maturity0000
Trading assets0000
Total deposits58,089,00057,281,00056,406,00056,548,000
Interest-bearing deposits50,538,00050,242,00049,172,00048,170,000
Noninterest-bearing deposits7,551,0007,039,0007,234,0008,378,000
Equity capital10,394,00010,460,00010,586,00010,562,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2005Q12005Q22005Q32005Q4
Interest income888,0001,786,0002,711,0003,655,000
Interest expense253,000519,000810,0001,121,000
Net interest income635,0001,267,0001,901,0002,534,000
Noninterest income87,000186,000288,000391,000
Noninterest expense492,0001,029,0001,515,0002,022,000
Provision for loan losses15,00025,00025,00025,000
Pretax income215,000399,000649,000878,000
Income tax59,000106,000176,000239,000
Net income156,000293,000473,000639,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2005Q12005Q22005Q32005Q4
Tier 1 capital10,330,00010,417,00010,575,00010,453,000
Total capital10,785,00010,869,00011,041,00010,920,000
Risk-weighted assets49,935,00048,196,00046,786,00046,095,000