Call reports 2005
FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE — 2005
What FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 69,429,000 | 68,292,000 | 67,585,000 | 67,573,000 |
| Total loans | 43,489,000 | 43,604,000 | 43,808,000 | 43,187,000 |
| Allowance for loan losses | 455,000 | 452,000 | 466,000 | 467,000 |
| Securities available for sale | 13,258,000 | 13,819,000 | 14,736,000 | 14,984,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,089,000 | 57,281,000 | 56,406,000 | 56,548,000 |
| Interest-bearing deposits | 50,538,000 | 50,242,000 | 49,172,000 | 48,170,000 |
| Noninterest-bearing deposits | 7,551,000 | 7,039,000 | 7,234,000 | 8,378,000 |
| Equity capital | 10,394,000 | 10,460,000 | 10,586,000 | 10,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 888,000 | 1,786,000 | 2,711,000 | 3,655,000 |
| Interest expense | 253,000 | 519,000 | 810,000 | 1,121,000 |
| Net interest income | 635,000 | 1,267,000 | 1,901,000 | 2,534,000 |
| Noninterest income | 87,000 | 186,000 | 288,000 | 391,000 |
| Noninterest expense | 492,000 | 1,029,000 | 1,515,000 | 2,022,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 215,000 | 399,000 | 649,000 | 878,000 |
| Income tax | 59,000 | 106,000 | 176,000 | 239,000 |
| Net income | 156,000 | 293,000 | 473,000 | 639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,330,000 | 10,417,000 | 10,575,000 | 10,453,000 |
| Total capital | 10,785,000 | 10,869,000 | 11,041,000 | 10,920,000 |
| Risk-weighted assets | 49,935,000 | 48,196,000 | 46,786,000 | 46,095,000 |