Call reports 2003
FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE — 2003
What FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 65,793,000 | 66,603,000 | 64,775,000 | 65,386,000 |
| Total loans | 40,931,000 | 42,414,000 | 42,067,000 | 42,399,000 |
| Allowance for loan losses | 371,000 | 380,000 | 394,000 | 410,000 |
| Securities available for sale | 11,771,000 | 12,572,000 | 13,167,000 | 13,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,741,000 | 56,342,000 | 54,479,000 | 55,172,000 |
| Interest-bearing deposits | 48,437,000 | 48,531,000 | 47,631,000 | 47,521,000 |
| Noninterest-bearing deposits | 7,304,000 | 7,811,000 | 6,848,000 | 7,651,000 |
| Equity capital | 9,595,000 | 9,763,000 | 9,838,000 | 9,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 908,000 | 1,803,000 | 2,660,000 | 3,513,000 |
| Interest expense | 304,000 | 575,000 | 818,000 | 1,048,000 |
| Net interest income | 604,000 | 1,228,000 | 1,842,000 | 2,465,000 |
| Noninterest income | 101,000 | 189,000 | 283,000 | 363,000 |
| Noninterest expense | 447,000 | 931,000 | 1,371,000 | 1,855,000 |
| Provision for loan losses | 9,000 | 18,000 | 33,000 | 48,000 |
| Pretax income | 249,000 | 468,000 | 721,000 | 925,000 |
| Income tax | 72,000 | 134,000 | 206,000 | 262,000 |
| Net income | 177,000 | 334,000 | 515,000 | 663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,241,000 | 9,351,000 | 9,533,000 | 9,594,000 |
| Total capital | 9,612,000 | 9,731,000 | 9,927,000 | 10,003,000 |
| Risk-weighted assets | 46,112,000 | 45,704,000 | 44,256,000 | 42,346,000 |