Call reports 2002
FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE — 2002
What FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 64,582,000 | 64,125,000 | 64,671,000 | 65,500,000 |
| Total loans | 36,294,000 | 38,250,000 | 40,106,000 | 39,316,000 |
| Allowance for loan losses | 365,000 | 369,000 | 378,000 | 362,000 |
| Securities available for sale | 18,231,000 | 17,174,000 | 13,931,000 | 13,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,309,000 | 54,628,000 | 54,721,000 | 55,668,000 |
| Interest-bearing deposits | 48,200,000 | 47,628,000 | 47,738,000 | 48,423,000 |
| Noninterest-bearing deposits | 7,109,000 | 7,000,000 | 6,983,000 | 7,245,000 |
| Equity capital | 8,902,000 | 9,111,000 | 9,360,000 | 9,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,011,000 | 2,004,000 | 2,979,000 | 3,916,000 |
| Interest expense | 399,000 | 765,000 | 1,134,000 | 1,474,000 |
| Net interest income | 612,000 | 1,239,000 | 1,845,000 | 2,442,000 |
| Noninterest income | 97,000 | 191,000 | 286,000 | 379,000 |
| Noninterest expense | 421,000 | 881,000 | 1,289,000 | 1,756,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 279,000 | 531,000 | 815,000 | 1,029,000 |
| Income tax | 83,000 | 155,000 | 238,000 | 298,000 |
| Net income | 196,000 | 376,000 | 577,000 | 731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,650,000 | 8,832,000 | 8,987,000 | 9,061,000 |
| Total capital | 9,016,000 | 9,201,000 | 9,365,000 | 9,423,000 |
| Risk-weighted assets | 38,745,000 | 40,049,000 | 43,110,000 | 44,817,000 |