Call reports 2001
FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE — 2001
What FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 63,448,000 | 64,305,000 | 64,738,000 | 66,290,000 |
| Total loans | 36,825,000 | 38,277,000 | 38,598,000 | 36,522,000 |
| Allowance for loan losses | 370,000 | 378,000 | 385,000 | 357,000 |
| Securities available for sale | 15,139,000 | 14,350,000 | 14,020,000 | 16,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,821,000 | 55,252,000 | 54,960,000 | 56,773,000 |
| Interest-bearing deposits | 46,613,000 | 47,168,000 | 47,478,000 | 49,183,000 |
| Noninterest-bearing deposits | 7,208,000 | 8,084,000 | 7,482,000 | 7,590,000 |
| Equity capital | 8,299,000 | 8,404,000 | 8,680,000 | 8,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,085,000 | 2,184,000 | 3,273,000 | 4,330,000 |
| Interest expense | 575,000 | 1,145,000 | 1,699,000 | 2,190,000 |
| Net interest income | 510,000 | 1,039,000 | 1,574,000 | 2,140,000 |
| Noninterest income | 104,000 | 190,000 | 282,000 | 373,000 |
| Noninterest expense | 392,000 | 812,000 | 1,196,000 | 1,627,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 213,000 | 399,000 | 633,000 | 850,000 |
| Income tax | 62,000 | 114,000 | 181,000 | 244,000 |
| Net income | 151,000 | 285,000 | 452,000 | 606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,112,000 | 8,208,000 | 8,378,000 | 8,451,000 |
| Total capital | 8,482,000 | 8,586,000 | 8,763,000 | 8,808,000 |
| Risk-weighted assets | 40,317,000 | 41,544,000 | 41,722,000 | 42,310,000 |