Call reports 2020
STATE BANK OF BROOKS — 2020
What STATE BANK OF BROOKS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 18,446,000 | 19,002,000 | 20,653,000 | 23,167,000 |
| Total loans | 4,058,000 | 4,106,000 | 4,203,000 | 4,052,000 |
| Allowance for loan losses | 132,000 | 132,000 | 134,000 | 132,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,651,000 | 5,254,000 | 7,502,000 | 8,692,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,190,000 | 16,717,000 | 18,357,000 | 20,905,000 |
| Interest-bearing deposits | 12,807,000 | 13,037,000 | 14,368,000 | 14,589,000 |
| Noninterest-bearing deposits | 3,383,000 | 3,680,000 | 3,989,000 | 6,316,000 |
| Equity capital | 2,212,000 | 2,240,000 | 2,257,000 | 2,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 135,000 | 263,000 | 390,000 | 511,000 |
| Interest expense | 24,000 | 48,000 | 70,000 | 91,000 |
| Net interest income | 111,000 | 215,000 | 320,000 | 420,000 |
| Noninterest income | 9,000 | 15,000 | 23,000 | 32,000 |
| Noninterest expense | 92,000 | 168,000 | 264,000 | 406,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 28,000 | 62,000 | 79,000 | 46,000 |
| Income tax | 5,000 | 10,000 | 10,000 | 9,000 |
| Net income | 23,000 | 52,000 | 69,000 | 37,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,212,000 | 2,240,000 | 2,257,000 | 2,225,000 |
| Total capital | 2,274,000 | 2,305,000 | 2,327,000 | 2,331,000 |
| Risk-weighted assets | 4,947,000 | 5,159,000 | 5,577,000 | 8,496,000 |