Call reports 2019
STATE BANK OF BROOKS — 2019
What STATE BANK OF BROOKS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 18,572,000 | 18,928,000 | 18,329,000 | 18,720,000 |
| Total loans | 3,625,000 | 3,733,000 | 4,011,000 | 4,029,000 |
| Allowance for loan losses | 136,000 | 137,000 | 137,000 | 131,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,819,000 | 5,927,000 | 5,811,000 | 5,851,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,372,000 | 16,700,000 | 16,057,000 | 16,493,000 |
| Interest-bearing deposits | 13,115,000 | 13,184,000 | 12,705,000 | 11,819,000 |
| Noninterest-bearing deposits | 3,257,000 | 3,516,000 | 3,352,000 | 4,674,000 |
| Equity capital | 2,162,000 | 2,190,000 | 2,228,000 | 2,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 130,000 | 263,000 | 402,000 | 539,000 |
| Interest expense | 20,000 | 42,000 | 65,000 | 88,000 |
| Net interest income | 110,000 | 221,000 | 337,000 | 451,000 |
| Noninterest income | 11,000 | 20,000 | 30,000 | 39,000 |
| Noninterest expense | 82,000 | 167,000 | 245,000 | 407,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 39,000 | 74,000 | 122,000 | 78,000 |
| Income tax | 3,000 | 10,000 | 20,000 | 16,000 |
| Net income | 36,000 | 64,000 | 102,000 | 62,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,162,000 | 2,190,000 | 2,228,000 | 2,188,000 |
| Total capital | 2,242,000 | 2,268,000 | 2,303,000 | 2,257,000 |
| Risk-weighted assets | 6,393,000 | 6,198,000 | 6,012,000 | 5,492,000 |