Call reports 2016
STATE BANK OF BROOKS — 2016
What STATE BANK OF BROOKS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 16,850,000 | 16,715,000 | 16,119,000 | 16,785,000 |
| Total loans | 4,120,000 | 4,104,000 | 4,319,000 | 3,868,000 |
| Allowance for loan losses | 131,000 | 132,000 | 137,000 | 137,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,271,000 | 6,816,000 | 6,800,000 | 7,361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,555,000 | 14,641,000 | 14,015,000 | 14,716,000 |
| Interest-bearing deposits | 11,804,000 | 12,078,000 | 11,655,000 | 12,088,000 |
| Noninterest-bearing deposits | 2,751,000 | 2,563,000 | 2,360,000 | 2,628,000 |
| Equity capital | 2,030,000 | 2,047,000 | 2,078,000 | 2,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 113,000 | 224,000 | 337,000 | 448,000 |
| Interest expense | 11,000 | 22,000 | 32,000 | 43,000 |
| Net interest income | 102,000 | 202,000 | 305,000 | 405,000 |
| Noninterest income | 9,000 | 20,000 | 30,000 | 40,000 |
| Noninterest expense | 75,000 | 166,000 | 244,000 | 391,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 36,000 | 56,000 | 91,000 | 54,000 |
| Income tax | 3,000 | 6,000 | 10,000 | 13,000 |
| Net income | 33,000 | 50,000 | 81,000 | 41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,030,000 | 2,047,000 | 2,078,000 | 2,038,000 |
| Total capital | 2,093,000 | 2,115,000 | 2,153,000 | 2,109,000 |
| Risk-weighted assets | 4,966,000 | 5,406,000 | 5,985,000 | 5,631,000 |