Call reports 2015
STATE BANK OF BROOKS — 2015
What STATE BANK OF BROOKS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 18,186,000 | 17,773,000 | 17,160,000 | 18,807,000 |
| Total loans | 3,927,000 | 4,235,000 | 4,394,000 | 4,128,000 |
| Allowance for loan losses | 132,000 | 129,000 | 130,000 | 130,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,262,000 | 6,781,000 | 7,224,000 | 6,933,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,177,000 | 15,742,000 | 15,103,000 | 16,775,000 |
| Interest-bearing deposits | 13,692,000 | 13,507,000 | 12,865,000 | 14,103,000 |
| Noninterest-bearing deposits | 2,485,000 | 2,235,000 | 2,238,000 | 2,672,000 |
| Equity capital | 1,977,000 | 1,995,000 | 2,021,000 | 1,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 109,000 | 222,000 | 338,000 | 456,000 |
| Interest expense | 12,000 | 23,000 | 35,000 | 46,000 |
| Net interest income | 97,000 | 199,000 | 303,000 | 410,000 |
| Noninterest income | 10,000 | 19,000 | 37,000 | 47,000 |
| Noninterest expense | 76,000 | 165,000 | 259,000 | 400,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 31,000 | 53,000 | 81,000 | 57,000 |
| Income tax | 5,000 | 9,000 | 11,000 | 11,000 |
| Net income | 26,000 | 44,000 | 70,000 | 46,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,977,000 | 1,995,000 | 2,021,000 | 1,997,000 |
| Total capital | 2,032,000 | 2,069,000 | 2,079,000 | 2,058,000 |
| Risk-weighted assets | 4,293,000 | 5,853,000 | 4,605,000 | 4,871,000 |