Call reports 2014
STATE BANK OF BROOKS — 2014
What STATE BANK OF BROOKS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 18,194,000 | 17,972,000 | 17,546,000 | 17,406,000 |
| Total loans | 4,089,000 | 4,276,000 | 4,353,000 | 4,131,000 |
| Allowance for loan losses | 131,000 | 132,000 | 133,000 | 131,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,960,000 | 6,845,000 | 7,235,000 | 6,612,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,232,000 | 15,992,000 | 15,540,000 | 15,428,000 |
| Interest-bearing deposits | 13,840,000 | 13,702,000 | 13,517,000 | 13,155,000 |
| Noninterest-bearing deposits | 2,392,000 | 2,290,000 | 2,023,000 | 2,273,000 |
| Equity capital | 1,932,000 | 1,949,000 | 1,975,000 | 1,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 104,000 | 211,000 | 322,000 | 434,000 |
| Interest expense | 12,000 | 23,000 | 35,000 | 47,000 |
| Net interest income | 92,000 | 188,000 | 287,000 | 387,000 |
| Noninterest income | 11,000 | 20,000 | 30,000 | 40,000 |
| Noninterest expense | 74,000 | 157,000 | 238,000 | 374,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 29,000 | 51,000 | 79,000 | 53,000 |
| Income tax | 4,000 | 9,000 | 11,000 | 9,000 |
| Net income | 25,000 | 42,000 | 68,000 | 44,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,932,000 | 1,949,000 | 1,975,000 | 1,951,000 |
| Total capital | 2,036,000 | 2,058,000 | 2,091,000 | 2,066,000 |
| Risk-weighted assets | 8,292,000 | 8,714,000 | 9,272,000 | 9,225,000 |