Call reports 2013
STATE BANK OF BROOKS — 2013
What STATE BANK OF BROOKS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 16,598,000 | 16,379,000 | 15,937,000 | 16,535,000 |
| Total loans | 4,249,000 | 4,309,000 | 4,388,000 | 4,308,000 |
| Allowance for loan losses | 125,000 | 127,000 | 130,000 | 131,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,480,000 | 5,096,000 | 5,315,000 | 5,489,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,652,000 | 14,399,000 | 13,899,000 | 14,602,000 |
| Interest-bearing deposits | 12,227,000 | 12,169,000 | 11,661,000 | 12,151,000 |
| Noninterest-bearing deposits | 2,425,000 | 2,230,000 | 2,238,000 | 2,451,000 |
| Equity capital | 1,912,000 | 1,947,000 | 2,004,000 | 1,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 103,000 | 200,000 | 306,000 | 412,000 |
| Interest expense | 11,000 | 22,000 | 33,000 | 44,000 |
| Net interest income | 92,000 | 178,000 | 273,000 | 368,000 |
| Noninterest income | 11,000 | 24,000 | 36,000 | 50,000 |
| Noninterest expense | 48,000 | 107,000 | 154,000 | 361,000 |
| Provision for loan losses | 0 | 0 | 0 | 4,000 |
| Pretax income | 55,000 | 95,000 | 155,000 | 53,000 |
| Income tax | 9,000 | 15,000 | 18,000 | 13,000 |
| Net income | 46,000 | 80,000 | 137,000 | 40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,912,000 | 1,947,000 | 2,004,000 | 1,907,000 |
| Total capital | 2,003,000 | 2,024,000 | 2,080,000 | 2,007,000 |
| Risk-weighted assets | 7,230,000 | 6,132,000 | 6,061,000 | 7,956,000 |