Call reports 2010
STATE BANK OF BROOKS — 2010
What STATE BANK OF BROOKS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 13,477,000 | 13,450,000 | 13,088,000 | 13,362,000 |
| Total loans | 3,942,000 | 3,868,000 | 3,840,000 | 3,841,000 |
| Allowance for loan losses | 125,000 | 121,000 | 122,000 | 124,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,249,000 | 5,387,000 | 4,876,000 | 5,366,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,631,000 | 11,567,000 | 11,161,000 | 11,531,000 |
| Interest-bearing deposits | 9,972,000 | 9,800,000 | 9,476,000 | 9,340,000 |
| Noninterest-bearing deposits | 1,659,000 | 1,767,000 | 1,685,000 | 2,191,000 |
| Equity capital | 1,799,000 | 1,830,000 | 1,869,000 | 1,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 122,000 | 235,000 | 356,000 | 454,000 |
| Interest expense | 27,000 | 53,000 | 75,000 | 95,000 |
| Net interest income | 95,000 | 182,000 | 281,000 | 359,000 |
| Noninterest income | 11,000 | 23,000 | 36,000 | 48,000 |
| Noninterest expense | 62,000 | 122,000 | 184,000 | 353,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 44,000 | 83,000 | 133,000 | 39,000 |
| Income tax | 8,000 | 16,000 | 27,000 | 6,000 |
| Net income | 36,000 | 67,000 | 106,000 | 33,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,799,000 | 1,830,000 | 1,869,000 | 1,796,000 |
| Total capital | 1,867,000 | 1,896,000 | 1,935,000 | 1,869,000 |
| Risk-weighted assets | 5,378,000 | 5,254,000 | 5,209,000 | 5,796,000 |