Call reports 2008
STATE BANK OF BROOKS — 2008
What STATE BANK OF BROOKS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 13,313,000 | 13,930,000 | 13,594,000 | 12,994,000 |
| Total loans | 3,449,000 | 3,702,000 | 3,961,000 | 3,818,000 |
| Allowance for loan losses | 110,000 | 108,000 | 109,000 | 128,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,376,000 | 7,871,000 | 7,453,000 | 5,451,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,507,000 | 12,074,000 | 11,680,000 | 11,214,000 |
| Interest-bearing deposits | 9,746,000 | 10,305,000 | 10,009,000 | 9,283,000 |
| Noninterest-bearing deposits | 1,761,000 | 1,769,000 | 1,671,000 | 1,931,000 |
| Equity capital | 1,740,000 | 1,791,000 | 1,855,000 | 1,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 163,000 | 329,000 | 497,000 | 660,000 |
| Interest expense | 59,000 | 117,000 | 169,000 | 217,000 |
| Net interest income | 104,000 | 212,000 | 328,000 | 443,000 |
| Noninterest income | 13,000 | 26,000 | 41,000 | 54,000 |
| Noninterest expense | 55,000 | 116,000 | 179,000 | 411,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 62,000 | 122,000 | 190,000 | 66,000 |
| Income tax | 12,000 | 21,000 | 25,000 | 29,000 |
| Net income | 50,000 | 101,000 | 165,000 | 37,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,740,000 | 1,791,000 | 1,855,000 | 1,726,000 |
| Total capital | 1,792,000 | 1,850,000 | 1,918,000 | 1,788,000 |
| Risk-weighted assets | 4,428,000 | 4,658,000 | 4,954,000 | 4,921,000 |