Call reports 2007
STATE BANK OF BROOKS — 2007
What STATE BANK OF BROOKS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 12,061,000 | 11,817,000 | 12,046,000 | 12,017,000 |
| Total loans | 3,597,000 | 3,777,000 | 3,748,000 | 3,530,000 |
| Allowance for loan losses | 105,000 | 106,000 | 106,000 | 109,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,888,000 | 6,690,000 | 6,696,000 | 7,074,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,298,000 | 9,981,000 | 10,143,000 | 10,257,000 |
| Interest-bearing deposits | 8,443,000 | 8,587,000 | 8,625,000 | 8,543,000 |
| Noninterest-bearing deposits | 1,855,000 | 1,394,000 | 1,518,000 | 1,714,000 |
| Equity capital | 1,693,000 | 1,756,000 | 1,834,000 | 1,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 160,000 | 324,000 | 489,000 | 652,000 |
| Interest expense | 55,000 | 110,000 | 167,000 | 226,000 |
| Net interest income | 105,000 | 214,000 | 322,000 | 426,000 |
| Noninterest income | 12,000 | 26,000 | 40,000 | 55,000 |
| Noninterest expense | 58,000 | 113,000 | 161,000 | 400,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 59,000 | 127,000 | 201,000 | 56,000 |
| Income tax | 8,000 | 13,000 | 8,000 | 7,000 |
| Net income | 51,000 | 114,000 | 193,000 | 49,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,693,000 | 1,756,000 | 1,834,000 | 1,690,000 |
| Total capital | 1,743,000 | 1,808,000 | 1,886,000 | 1,740,000 |
| Risk-weighted assets | 3,925,000 | 4,066,000 | 4,123,000 | 3,934,000 |