Call reports 2006
STATE BANK OF BROOKS — 2006
What STATE BANK OF BROOKS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 12,362,000 | 11,735,000 | 11,632,000 | 11,646,000 |
| Total loans | 3,360,000 | 3,578,000 | 3,748,000 | 3,597,000 |
| Allowance for loan losses | 89,000 | 90,000 | 90,000 | 99,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,050,000 | 6,694,000 | 6,636,000 | 6,788,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,654,000 | 9,964,000 | 9,815,000 | 9,938,000 |
| Interest-bearing deposits | 8,882,000 | 8,272,000 | 8,305,000 | 8,309,000 |
| Noninterest-bearing deposits | 1,772,000 | 1,692,000 | 1,510,000 | 1,629,000 |
| Equity capital | 1,651,000 | 1,693,000 | 1,735,000 | 1,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 123,000 | 262,000 | 408,000 | 563,000 |
| Interest expense | 38,000 | 79,000 | 125,000 | 176,000 |
| Net interest income | 85,000 | 183,000 | 283,000 | 387,000 |
| Noninterest income | 16,000 | 32,000 | 46,000 | 62,000 |
| Noninterest expense | 55,000 | 107,000 | 179,000 | 400,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 46,000 | 108,000 | 150,000 | 34,000 |
| Income tax | 8,000 | 28,000 | 27,000 | 5,000 |
| Net income | 38,000 | 80,000 | 123,000 | 29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,651,000 | 1,693,000 | 1,735,000 | 1,641,000 |
| Total capital | 1,702,000 | 1,744,000 | 1,786,000 | 1,690,000 |
| Risk-weighted assets | 4,017,000 | 4,011,000 | 4,072,000 | 3,899,000 |