Call reports 2005
STATE BANK OF BROOKS — 2005
What STATE BANK OF BROOKS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 12,120,000 | 11,666,000 | 11,325,000 | 11,630,000 |
| Total loans | 3,364,000 | 3,779,000 | 3,744,000 | 3,358,000 |
| Allowance for loan losses | 96,000 | 86,000 | 88,000 | 89,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,260,000 | 7,160,000 | 6,661,000 | 6,661,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,455,000 | 9,789,000 | 9,593,000 | 9,972,000 |
| Interest-bearing deposits | 8,748,000 | 8,245,000 | 8,120,000 | 8,202,000 |
| Noninterest-bearing deposits | 1,707,000 | 1,544,000 | 1,473,000 | 1,770,000 |
| Equity capital | 1,622,000 | 1,638,000 | 1,673,000 | 1,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 108,000 | 217,000 | 333,000 | 449,000 |
| Interest expense | 28,000 | 57,000 | 89,000 | 122,000 |
| Net interest income | 80,000 | 160,000 | 244,000 | 327,000 |
| Noninterest income | 16,000 | 33,000 | 53,000 | 71,000 |
| Noninterest expense | 54,000 | 101,000 | 148,000 | 326,000 |
| Provision for loan losses | 0 | 35,000 | 35,000 | 35,000 |
| Pretax income | 42,000 | 57,000 | 112,000 | 35,000 |
| Income tax | 8,000 | 7,000 | 27,000 | 10,000 |
| Net income | 34,000 | 50,000 | 85,000 | 25,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,622,000 | 1,638,000 | 1,673,000 | 1,613,000 |
| Total capital | 1,673,000 | 1,692,000 | 1,727,000 | 1,665,000 |
| Risk-weighted assets | 4,031,000 | 4,295,000 | 4,289,000 | 4,080,000 |