Call reports 2004
STATE BANK OF BROOKS — 2004
What STATE BANK OF BROOKS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 12,292,000 | 12,173,000 | 12,229,000 | 12,353,000 |
| Total loans | 3,204,000 | 3,551,000 | 3,689,000 | 3,484,000 |
| Allowance for loan losses | 96,000 | 89,000 | 91,000 | 93,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,260,000 | 7,459,000 | 7,459,000 | 7,460,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,653,000 | 10,488,000 | 10,502,000 | 10,728,000 |
| Interest-bearing deposits | 9,123,000 | 8,881,000 | 8,680,000 | 8,468,000 |
| Noninterest-bearing deposits | 1,530,000 | 1,607,000 | 1,822,000 | 2,260,000 |
| Equity capital | 1,595,000 | 1,635,000 | 1,668,000 | 1,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 108,000 | 214,000 | 324,000 | 436,000 |
| Interest expense | 29,000 | 56,000 | 82,000 | 108,000 |
| Net interest income | 79,000 | 158,000 | 242,000 | 328,000 |
| Noninterest income | 15,000 | 34,000 | 50,000 | 67,000 |
| Noninterest expense | 58,000 | 104,000 | 160,000 | 360,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 36,000 | 88,000 | 132,000 | 30,000 |
| Income tax | 6,000 | 18,000 | 29,000 | 7,000 |
| Net income | 30,000 | 70,000 | 103,000 | 23,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,595,000 | 1,635,000 | 1,668,000 | 1,588,000 |
| Total capital | 1,645,000 | 1,687,000 | 1,722,000 | 1,640,000 |
| Risk-weighted assets | 3,878,000 | 4,140,000 | 4,280,000 | 4,139,000 |