Call reports 2003
STATE BANK OF BROOKS — 2003
What STATE BANK OF BROOKS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 12,675,000 | 12,403,000 | 12,143,000 | 12,087,000 |
| Total loans | 2,935,000 | 3,186,000 | 3,534,000 | 3,461,000 |
| Allowance for loan losses | 88,000 | 88,000 | 93,000 | 91,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,140,000 | 7,043,000 | 7,156,000 | 7,256,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,051,000 | 10,745,000 | 10,450,000 | 10,479,000 |
| Interest-bearing deposits | 9,414,000 | 9,081,000 | 9,148,000 | 9,123,000 |
| Noninterest-bearing deposits | 1,637,000 | 1,664,000 | 1,302,000 | 1,356,000 |
| Equity capital | 1,566,000 | 1,595,000 | 1,637,000 | 1,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 117,000 | 229,000 | 343,000 | 455,000 |
| Interest expense | 44,000 | 83,000 | 118,000 | 151,000 |
| Net interest income | 73,000 | 146,000 | 225,000 | 304,000 |
| Noninterest income | 16,000 | 38,000 | 57,000 | 74,000 |
| Noninterest expense | 59,000 | 118,000 | 176,000 | 349,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 30,000 | 66,000 | 106,000 | 24,000 |
| Income tax | 6,000 | 13,000 | 11,000 | 1,000 |
| Net income | 24,000 | 53,000 | 95,000 | 23,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,566,000 | 1,595,000 | 1,637,000 | 1,565,000 |
| Total capital | 1,613,000 | 1,643,000 | 1,689,000 | 1,616,000 |
| Risk-weighted assets | 3,701,000 | 3,807,000 | 4,090,000 | 4,005,000 |