Call reports 2025
CENTER NATIONAL BANK — 2025
What CENTER NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 245,991,000 | 239,086,000 | 236,838,000 | 232,742,000 |
| Total loans | 133,704,000 | 142,040,000 | 149,392,000 | 157,706,000 |
| Allowance for loan losses | 1,274,000 | 1,279,000 | 1,433,000 | 1,519,000 |
| Securities available for sale | 51,540,000 | 47,334,000 | 45,338,000 | 46,128,000 |
| Securities held to maturity | 17,890,000 | 18,991,000 | 18,967,000 | 18,759,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,936,000 | 212,868,000 | 209,841,000 | 205,455,000 |
| Interest-bearing deposits | 169,685,000 | 164,796,000 | 160,615,000 | 159,465,000 |
| Noninterest-bearing deposits | 51,251,000 | 48,072,000 | 49,226,000 | 45,990,000 |
| Equity capital | 21,616,000 | 22,639,000 | 23,389,000 | 23,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,710,000 | 5,554,000 | 8,439,000 | 11,422,000 |
| Interest expense | 612,000 | 1,168,000 | 1,727,000 | 2,290,000 |
| Net interest income | 2,098,000 | 4,386,000 | 6,712,000 | 9,132,000 |
| Noninterest income | 195,000 | 412,000 | 628,000 | 840,000 |
| Noninterest expense | 1,574,000 | 3,152,000 | 4,674,000 | 6,231,000 |
| Provision for loan losses | 7,000 | 27,000 | 180,000 | 262,000 |
| Pretax income | 701,000 | 1,614,000 | 2,510,000 | 3,473,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 701,000 | 1,614,000 | 2,510,000 | 3,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,849,000 | 26,205,000 | 26,471,000 | 26,618,000 |
| Total capital | 27,520,000 | 27,876,000 | 28,258,000 | 28,524,000 |
| Risk-weighted assets | 145,674,000 | 154,184,000 | 159,076,000 | 163,885,000 |