Call reports 2024
CENTER NATIONAL BANK — 2024
What CENTER NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 236,917,000 | 236,364,000 | 245,094,000 | 239,670,000 |
| Total loans | 133,637,000 | 135,880,000 | 137,944,000 | 132,569,000 |
| Allowance for loan losses | 1,287,000 | 1,296,000 | 1,322,000 | 1,265,000 |
| Securities available for sale | 62,217,000 | 58,097,000 | 56,111,000 | 52,231,000 |
| Securities held to maturity | 18,716,000 | 19,220,000 | 19,200,000 | 18,221,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,239,000 | 213,023,000 | 219,271,000 | 215,049,000 |
| Interest-bearing deposits | 170,913,000 | 166,723,000 | 166,870,000 | 163,645,000 |
| Noninterest-bearing deposits | 43,326,000 | 46,300,000 | 52,401,000 | 51,404,000 |
| Equity capital | 19,323,000 | 19,589,000 | 21,628,000 | 20,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,553,000 | 5,291,000 | 8,055,000 | 10,897,000 |
| Interest expense | 676,000 | 1,420,000 | 2,192,000 | 2,913,000 |
| Net interest income | 1,877,000 | 3,871,000 | 5,863,000 | 7,984,000 |
| Noninterest income | 225,000 | 472,000 | 691,000 | 916,000 |
| Noninterest expense | 1,609,000 | 3,219,000 | 4,843,000 | 6,403,000 |
| Provision for loan losses | 25,000 | 35,000 | 60,000 | 10,000 |
| Pretax income | 484,000 | 1,093,000 | 1,668,000 | 2,443,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 484,000 | 1,093,000 | 1,668,000 | 2,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,192,000 | 25,250,000 | 25,430,000 | 25,567,000 |
| Total capital | 26,807,000 | 26,880,000 | 27,074,000 | 27,221,000 |
| Risk-weighted assets | 147,403,000 | 149,243,000 | 151,176,000 | 147,311,000 |