Call reports 2023
CENTER NATIONAL BANK — 2023
What CENTER NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 263,050,000 | 250,072,000 | 247,757,000 | 252,012,000 |
| Total loans | 128,875,000 | 130,572,000 | 132,444,000 | 135,139,000 |
| Allowance for loan losses | 1,581,000 | 1,598,000 | 1,290,000 | 1,254,000 |
| Securities available for sale | 75,485,000 | 69,525,000 | 66,027,000 | 63,844,000 |
| Securities held to maturity | 20,554,000 | 20,532,000 | 19,996,000 | 19,696,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,218,000 | 228,838,000 | 226,810,000 | 228,835,000 |
| Interest-bearing deposits | 192,260,000 | 178,849,000 | 175,576,000 | 175,190,000 |
| Noninterest-bearing deposits | 48,958,000 | 49,989,000 | 51,234,000 | 53,645,000 |
| Equity capital | 19,143,000 | 18,245,000 | 17,319,000 | 19,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,486,000 | 4,995,000 | 7,506,000 | 10,150,000 |
| Interest expense | 319,000 | 727,000 | 1,185,000 | 1,748,000 |
| Net interest income | 2,167,000 | 4,268,000 | 6,321,000 | 8,402,000 |
| Noninterest income | 207,000 | 427,000 | 660,000 | 882,000 |
| Noninterest expense | 1,580,000 | 3,082,000 | 4,702,000 | 6,320,000 |
| Provision for loan losses | 15,000 | 30,000 | 35,000 | 9,000 |
| Pretax income | 786,000 | 1,595,000 | 2,260,000 | 2,959,000 |
| Income tax | 8,000 | 8,000 | 146,000 | 8,000 |
| Net income | 778,000 | 1,587,000 | 2,114,000 | 2,951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,037,000 | 25,194,000 | 25,063,000 | 25,391,000 |
| Total capital | 26,618,000 | 26,792,000 | 26,669,000 | 26,990,000 |
| Risk-weighted assets | 145,629,000 | 146,192,000 | 146,814,000 | 149,852,000 |