Call reports 2022
CENTER NATIONAL BANK — 2022
What CENTER NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 266,511,000 | 269,012,000 | 273,726,000 | 276,418,000 |
| Total loans | 118,781,000 | 123,353,000 | 130,772,000 | 130,963,000 |
| Allowance for loan losses | 1,601,000 | 1,604,000 | 1,604,000 | 1,565,000 |
| Securities available for sale | 70,661,000 | 77,476,000 | 73,736,000 | 75,024,000 |
| Securities held to maturity | 23,223,000 | 23,198,000 | 23,542,000 | 22,967,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,316,000 | 247,781,000 | 254,342,000 | 256,054,000 |
| Interest-bearing deposits | 193,164,000 | 191,970,000 | 195,194,000 | 191,906,000 |
| Noninterest-bearing deposits | 50,152,000 | 55,811,000 | 59,148,000 | 64,148,000 |
| Equity capital | 21,311,000 | 19,302,000 | 17,356,000 | 18,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,724,000 | 3,607,000 | 5,730,000 | 8,168,000 |
| Interest expense | 136,000 | 273,000 | 407,000 | 607,000 |
| Net interest income | 1,588,000 | 3,334,000 | 5,323,000 | 7,561,000 |
| Noninterest income | 201,000 | 455,000 | 689,000 | 1,478,000 |
| Noninterest expense | 1,419,000 | 2,869,000 | 4,373,000 | 5,843,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 365,000 | 909,000 | 1,629,000 | 3,190,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 186,000 |
| Net income | 363,000 | 907,000 | 1,627,000 | 3,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,358,000 | 24,485,000 | 24,781,000 | 25,288,000 |
| Total capital | 25,959,000 | 26,089,000 | 26,385,000 | 26,853,000 |
| Risk-weighted assets | 140,362,000 | 145,337,000 | 150,995,000 | 152,387,000 |