Call reports 2020
CENTER NATIONAL BANK — 2020
What CENTER NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 187,253,000 | 215,579,000 | 215,058,000 | 233,954,000 |
| Total loans | 113,312,000 | 133,652,000 | 134,677,000 | 126,923,000 |
| Allowance for loan losses | 1,282,000 | 1,297,000 | 1,291,000 | 1,590,000 |
| Securities available for sale | 43,668,000 | 46,169,000 | 43,667,000 | 39,928,000 |
| Securities held to maturity | 19,578,000 | 20,571,000 | 21,140,000 | 22,467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,290,000 | 187,788,000 | 187,203,000 | 206,214,000 |
| Interest-bearing deposits | 129,706,000 | 146,275,000 | 143,669,000 | 151,957,000 |
| Noninterest-bearing deposits | 27,584,000 | 41,513,000 | 43,534,000 | 54,257,000 |
| Equity capital | 23,280,000 | 25,865,000 | 25,872,000 | 25,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,980,000 | 4,465,000 | 6,388,000 | 8,296,000 |
| Interest expense | 230,000 | 431,000 | 624,000 | 796,000 |
| Net interest income | 1,750,000 | 4,034,000 | 5,764,000 | 7,500,000 |
| Noninterest income | 233,000 | 498,000 | 813,000 | 1,124,000 |
| Noninterest expense | 1,314,000 | 2,542,000 | 3,833,000 | 5,116,000 |
| Provision for loan losses | 12,000 | 27,000 | 42,000 | 354,000 |
| Pretax income | 657,000 | 1,985,000 | 2,725,000 | 3,181,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 655,000 | 1,983,000 | 2,723,000 | 3,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,973,000 | 23,779,000 | 23,709,000 | 23,750,000 |
| Total capital | 24,255,000 | 25,076,000 | 25,000,000 | 25,340,000 |
| Risk-weighted assets | 142,247,000 | 141,078,000 | 140,360,000 | 137,019,000 |