Call reports 2019
CENTER NATIONAL BANK — 2019
What CENTER NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 193,990,000 | 192,010,000 | 196,887,000 | 194,733,000 |
| Total loans | 110,598,000 | 111,239,000 | 112,782,000 | 115,468,000 |
| Allowance for loan losses | 1,265,000 | 1,271,000 | 1,251,000 | 1,277,000 |
| Securities available for sale | 49,684,000 | 49,095,000 | 48,602,000 | 45,586,000 |
| Securities held to maturity | 19,888,000 | 19,866,000 | 19,714,000 | 19,347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,687,000 | 162,139,000 | 160,992,000 | 162,682,000 |
| Interest-bearing deposits | 132,878,000 | 131,021,000 | 134,431,000 | 131,334,000 |
| Noninterest-bearing deposits | 27,809,000 | 31,118,000 | 26,561,000 | 31,348,000 |
| Equity capital | 22,187,000 | 23,053,000 | 23,720,000 | 23,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,868,000 | 3,803,000 | 5,765,000 | 7,719,000 |
| Interest expense | 246,000 | 525,000 | 808,000 | 1,075,000 |
| Net interest income | 1,622,000 | 3,278,000 | 4,957,000 | 6,644,000 |
| Noninterest income | 202,000 | 422,000 | 693,000 | 961,000 |
| Noninterest expense | 1,206,000 | 2,427,000 | 3,596,000 | 4,826,000 |
| Provision for loan losses | 15,000 | 25,000 | 45,000 | 56,000 |
| Pretax income | 603,000 | 1,248,000 | 2,001,000 | 2,715,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 601,000 | 1,246,000 | 1,999,000 | 2,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,373,000 | 22,426,000 | 22,655,000 | 22,741,000 |
| Total capital | 23,638,000 | 23,697,000 | 23,906,000 | 24,018,000 |
| Risk-weighted assets | 142,961,000 | 149,742,000 | 145,889,000 | 146,837,000 |