Call reports 2018
CENTER NATIONAL BANK — 2018
What CENTER NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 199,629,000 | 196,591,000 | 192,926,000 | 197,133,000 |
| Total loans | 93,666,000 | 96,499,000 | 112,257,000 | 110,841,000 |
| Allowance for loan losses | 1,211,000 | 1,219,000 | 1,234,000 | 1,249,000 |
| Securities available for sale | 51,493,000 | 48,530,000 | 45,540,000 | 45,909,000 |
| Securities held to maturity | 41,628,000 | 40,027,000 | 23,301,000 | 23,268,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,126,000 | 162,838,000 | 156,951,000 | 164,697,000 |
| Interest-bearing deposits | 130,875,000 | 132,620,000 | 129,223,000 | 132,590,000 |
| Noninterest-bearing deposits | 27,251,000 | 30,218,000 | 27,728,000 | 32,107,000 |
| Equity capital | 20,799,000 | 20,735,000 | 20,730,000 | 21,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,782,000 | 3,606,000 | 5,464,000 | 7,322,000 |
| Interest expense | 204,000 | 443,000 | 688,000 | 936,000 |
| Net interest income | 1,578,000 | 3,163,000 | 4,776,000 | 6,386,000 |
| Noninterest income | 213,000 | 409,000 | 638,000 | 860,000 |
| Noninterest expense | 1,100,000 | 2,198,000 | 3,311,000 | 4,418,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 676,000 | 1,344,000 | 2,058,000 | 2,768,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 674,000 | 1,342,000 | 2,056,000 | 2,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,902,000 | 22,028,000 | 22,198,000 | 22,299,000 |
| Total capital | 23,113,000 | 23,247,000 | 23,432,000 | 23,548,000 |
| Risk-weighted assets | 149,557,000 | 149,362,000 | 144,512,000 | 144,919,000 |