Call reports 2016
CENTER NATIONAL BANK — 2016
What CENTER NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 193,157,000 | 197,339,000 | 198,061,000 | 206,888,000 |
| Total loans | 78,364,000 | 81,863,000 | 83,897,000 | 85,392,000 |
| Allowance for loan losses | 1,049,000 | 1,060,000 | 1,083,000 | 1,118,000 |
| Securities available for sale | 61,518,000 | 62,757,000 | 58,345,000 | 59,859,000 |
| Securities held to maturity | 41,664,000 | 41,992,000 | 43,169,000 | 47,300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,222,000 | 157,474,000 | 164,933,000 | 163,267,000 |
| Interest-bearing deposits | 136,343,000 | 134,223,000 | 143,381,000 | 138,319,000 |
| Noninterest-bearing deposits | 20,879,000 | 23,251,000 | 21,552,000 | 24,948,000 |
| Equity capital | 21,250,000 | 21,726,000 | 21,931,000 | 21,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,648,000 | 3,336,000 | 5,040,000 | 6,721,000 |
| Interest expense | 150,000 | 293,000 | 437,000 | 580,000 |
| Net interest income | 1,498,000 | 3,043,000 | 4,603,000 | 6,141,000 |
| Noninterest income | 199,000 | 411,000 | 685,000 | 957,000 |
| Noninterest expense | 1,078,000 | 2,151,000 | 3,282,000 | 4,424,000 |
| Provision for loan losses | 10,000 | 30,000 | 102,000 | 142,000 |
| Pretax income | 609,000 | 1,273,000 | 1,904,000 | 2,532,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 607,000 | 1,271,000 | 1,902,000 | 2,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,811,000 | 21,034,000 | 21,196,000 | 21,373,000 |
| Total capital | 21,860,000 | 22,094,000 | 22,279,000 | 22,491,000 |
| Risk-weighted assets | 125,180,000 | 129,518,000 | 132,162,000 | 138,149,000 |