Call reports 2015
CENTER NATIONAL BANK — 2015
What CENTER NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 181,818,000 | 182,878,000 | 183,532,000 | 199,895,000 |
| Total loans | 70,988,000 | 72,153,000 | 74,468,000 | 76,854,000 |
| Allowance for loan losses | 993,000 | 1,010,000 | 1,033,000 | 1,044,000 |
| Securities available for sale | 62,132,000 | 60,330,000 | 57,744,000 | 65,346,000 |
| Securities held to maturity | 36,435,000 | 37,879,000 | 39,977,000 | 42,711,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,998,000 | 152,954,000 | 152,458,000 | 155,535,000 |
| Interest-bearing deposits | 125,972,000 | 130,319,000 | 131,073,000 | 132,372,000 |
| Noninterest-bearing deposits | 20,026,000 | 22,635,000 | 21,385,000 | 23,163,000 |
| Equity capital | 20,711,000 | 20,504,000 | 20,944,000 | 20,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,504,000 | 3,085,000 | 4,653,000 | 6,413,000 |
| Interest expense | 156,000 | 310,000 | 458,000 | 603,000 |
| Net interest income | 1,348,000 | 2,775,000 | 4,195,000 | 5,810,000 |
| Noninterest income | 206,000 | 415,000 | 622,000 | 806,000 |
| Noninterest expense | 1,048,000 | 2,080,000 | 3,123,000 | 4,128,000 |
| Provision for loan losses | 3,000 | 18,000 | 38,000 | 48,000 |
| Pretax income | 503,000 | 1,092,000 | 1,656,000 | 2,440,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 501,000 | 1,090,000 | 1,654,000 | 2,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,219,000 | 20,400,000 | 20,517,000 | 20,869,000 |
| Total capital | 21,212,000 | 21,410,000 | 21,550,000 | 21,913,000 |
| Risk-weighted assets | 120,579,000 | 120,198,000 | 122,367,000 | 127,131,000 |