Call reports 2014
CENTER NATIONAL BANK — 2014
What CENTER NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 195,419,000 | 191,710,000 | 187,565,000 | 185,729,000 |
| Total loans | 78,775,000 | 78,464,000 | 76,337,000 | 73,423,000 |
| Allowance for loan losses | 979,000 | 989,000 | 990,000 | 985,000 |
| Securities available for sale | 71,090,000 | 65,721,000 | 65,957,000 | 60,169,000 |
| Securities held to maturity | 27,504,000 | 30,297,000 | 32,502,000 | 35,921,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,817,000 | 156,624,000 | 156,460,000 | 153,049,000 |
| Interest-bearing deposits | 138,658,000 | 135,083,000 | 136,359,000 | 130,065,000 |
| Noninterest-bearing deposits | 19,159,000 | 21,541,000 | 20,101,000 | 22,984,000 |
| Equity capital | 19,539,000 | 20,113,000 | 20,125,000 | 20,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,634,000 | 3,338,000 | 4,988,000 | 6,610,000 |
| Interest expense | 200,000 | 393,000 | 575,000 | 739,000 |
| Net interest income | 1,434,000 | 2,945,000 | 4,413,000 | 5,871,000 |
| Noninterest income | 182,000 | 380,000 | 592,000 | 807,000 |
| Noninterest expense | 997,000 | 1,985,000 | 2,973,000 | 4,080,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 599,000 | 1,320,000 | 2,012,000 | 2,578,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 597,000 | 1,318,000 | 2,010,000 | 2,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,800,000 | 20,082,000 | 20,245,000 | 20,319,000 |
| Total capital | 20,779,000 | 21,071,000 | 21,235,000 | 21,304,000 |
| Risk-weighted assets | 115,161,000 | 115,246,000 | 112,849,000 | 112,529,000 |