Call reports 2013
CENTER NATIONAL BANK — 2013
What CENTER NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 179,038,000 | 171,189,000 | 183,651,000 | 191,781,000 |
| Total loans | 74,653,000 | 75,585,000 | 80,267,000 | 80,970,000 |
| Allowance for loan losses | 1,011,000 | 1,028,000 | 978,000 | 975,000 |
| Securities available for sale | 74,347,000 | 54,991,000 | 63,048,000 | 66,845,000 |
| Securities held to maturity | 17,027,000 | 21,636,000 | 24,502,000 | 26,420,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,444,000 | 150,038,000 | 158,767,000 | 164,035,000 |
| Interest-bearing deposits | 127,763,000 | 128,874,000 | 139,153,000 | 139,061,000 |
| Noninterest-bearing deposits | 19,681,000 | 21,164,000 | 19,614,000 | 24,974,000 |
| Equity capital | 19,745,000 | 19,295,000 | 19,206,000 | 19,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,581,000 | 3,027,000 | 4,655,000 | 6,297,000 |
| Interest expense | 248,000 | 477,000 | 697,000 | 911,000 |
| Net interest income | 1,333,000 | 2,550,000 | 3,958,000 | 5,386,000 |
| Noninterest income | 254,000 | 577,000 | 793,000 | 1,004,000 |
| Noninterest expense | 1,056,000 | 2,106,000 | 3,062,000 | 4,025,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 516,000 | 1,035,000 | 1,703,000 | 2,379,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 514,000 | 1,033,000 | 1,701,000 | 2,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,242,000 | 19,344,000 | 19,590,000 | 19,786,000 |
| Total capital | 20,253,000 | 20,372,000 | 20,568,000 | 20,761,000 |
| Risk-weighted assets | 108,279,000 | 105,218,000 | 113,528,000 | 115,738,000 |