Call reports 2012
CENTER NATIONAL BANK — 2012
What CENTER NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 180,045,000 | 177,941,000 | 178,994,000 | 191,685,000 |
| Total loans | 86,266,000 | 84,099,000 | 83,236,000 | 77,680,000 |
| Allowance for loan losses | 1,321,000 | 1,006,000 | 1,036,000 | 1,033,000 |
| Securities available for sale | 65,571,000 | 63,130,000 | 65,357,000 | 77,447,000 |
| Securities held to maturity | 15,901,000 | 16,934,000 | 16,861,000 | 17,318,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,528,000 | 148,713,000 | 150,441,000 | 151,908,000 |
| Interest-bearing deposits | 131,579,000 | 131,018,000 | 130,082,000 | 131,685,000 |
| Noninterest-bearing deposits | 17,949,000 | 17,695,000 | 20,359,000 | 20,223,000 |
| Equity capital | 19,776,000 | 19,714,000 | 19,847,000 | 19,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,847,000 | 3,607,000 | 5,367,000 | 7,068,000 |
| Interest expense | 362,000 | 697,000 | 1,016,000 | 1,291,000 |
| Net interest income | 1,485,000 | 2,910,000 | 4,351,000 | 5,777,000 |
| Noninterest income | 306,000 | 579,000 | 748,000 | 1,052,000 |
| Noninterest expense | 1,040,000 | 2,084,000 | 3,134,000 | 4,187,000 |
| Provision for loan losses | 85,000 | 160,000 | 185,000 | 210,000 |
| Pretax income | 666,000 | 1,245,000 | 1,780,000 | 2,432,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 664,000 | 1,243,000 | 1,778,000 | 2,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,893,000 | 18,862,000 | 18,918,000 | 19,111,000 |
| Total capital | 20,214,000 | 19,868,000 | 19,954,000 | 20,144,000 |
| Risk-weighted assets | 113,423,000 | 114,392,000 | 114,548,000 | 113,127,000 |