Call reports 2011
CENTER NATIONAL BANK — 2011
What CENTER NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 193,466,000 | 188,596,000 | 187,106,000 | 189,671,000 |
| Total loans | 84,138,000 | 86,787,000 | 86,507,000 | 85,226,000 |
| Allowance for loan losses | 1,225,000 | 1,302,000 | 1,201,000 | 1,266,000 |
| Securities available for sale | 78,922,000 | 73,970,000 | 71,124,000 | 72,095,000 |
| Securities held to maturity | 15,402,000 | 16,190,000 | 15,937,000 | 16,352,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,679,000 | 150,089,000 | 154,573,000 | 150,211,000 |
| Interest-bearing deposits | 143,881,000 | 131,662,000 | 136,050,000 | 128,793,000 |
| Noninterest-bearing deposits | 14,798,000 | 18,427,000 | 18,523,000 | 21,418,000 |
| Equity capital | 18,501,000 | 19,200,000 | 19,444,000 | 19,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,053,000 | 4,100,000 | 6,087,000 | 8,008,000 |
| Interest expense | 481,000 | 956,000 | 1,378,000 | 1,779,000 |
| Net interest income | 1,572,000 | 3,144,000 | 4,709,000 | 6,229,000 |
| Noninterest income | 193,000 | 366,000 | 586,000 | 811,000 |
| Noninterest expense | 1,109,000 | 2,236,000 | 3,348,000 | 4,372,000 |
| Provision for loan losses | 75,000 | 150,000 | 349,000 | 424,000 |
| Pretax income | 711,000 | 1,254,000 | 1,728,000 | 2,374,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 709,000 | 1,252,000 | 1,726,000 | 2,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,182,000 | 18,201,000 | 18,478,000 | 18,704,000 |
| Total capital | 19,407,000 | 19,503,000 | 19,679,000 | 19,970,000 |
| Risk-weighted assets | 113,738,000 | 115,348,000 | 115,015,000 | 114,087,000 |