Call reports 2010
CENTER NATIONAL BANK — 2010
What CENTER NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 170,391,000 | 175,947,000 | 175,259,000 | 181,889,000 |
| Total loans | 85,070,000 | 85,894,000 | 89,318,000 | 85,220,000 |
| Allowance for loan losses | 1,193,000 | 1,009,000 | 1,067,000 | 1,140,000 |
| Securities available for sale | 59,325,000 | 62,847,000 | 57,856,000 | 70,819,000 |
| Securities held to maturity | 13,673,000 | 15,371,000 | 15,305,000 | 14,285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,485,000 | 138,112,000 | 144,068,000 | 148,637,000 |
| Interest-bearing deposits | 131,961,000 | 125,752,000 | 129,898,000 | 131,366,000 |
| Noninterest-bearing deposits | 12,524,000 | 12,360,000 | 14,170,000 | 17,271,000 |
| Equity capital | 18,106,000 | 18,911,000 | 19,135,000 | 18,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,943,000 | 3,953,000 | 6,049,000 | 8,134,000 |
| Interest expense | 557,000 | 1,097,000 | 1,611,000 | 2,115,000 |
| Net interest income | 1,386,000 | 2,856,000 | 4,438,000 | 6,019,000 |
| Noninterest income | 152,000 | 335,000 | 555,000 | 879,000 |
| Noninterest expense | 1,076,000 | 2,178,000 | 3,255,000 | 4,349,000 |
| Provision for loan losses | 75,000 | 255,000 | 330,000 | 405,000 |
| Pretax income | 387,000 | 767,000 | 1,417,000 | 2,161,000 |
| Income tax | 9,000 | 9,000 | 9,000 | 9,000 |
| Net income | 378,000 | 758,000 | 1,408,000 | 2,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,303,000 | 17,481,000 | 18,036,000 | 18,022,000 |
| Total capital | 18,496,000 | 18,490,000 | 19,103,000 | 19,162,000 |
| Risk-weighted assets | 106,843,000 | 110,380,000 | 114,314,000 | 111,959,000 |