Call reports 2009
CENTER NATIONAL BANK — 2009
What CENTER NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 148,800,000 | 146,564,000 | 154,119,000 | 169,874,000 |
| Total loans | 84,614,000 | 85,091,000 | 84,563,000 | 84,832,000 |
| Allowance for loan losses | 1,895,000 | 1,653,000 | 1,806,000 | 1,111,000 |
| Securities available for sale | 38,093,000 | 37,834,000 | 45,902,000 | 54,547,000 |
| Securities held to maturity | 10,260,000 | 9,816,000 | 9,781,000 | 13,288,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,071,000 | 124,598,000 | 132,667,000 | 141,496,000 |
| Interest-bearing deposits | 113,034,000 | 109,781,000 | 119,383,000 | 126,416,000 |
| Noninterest-bearing deposits | 13,037,000 | 14,817,000 | 13,284,000 | 15,080,000 |
| Equity capital | 18,452,000 | 18,185,000 | 18,324,000 | 17,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,102,000 | 4,013,000 | 5,935,000 | 7,834,000 |
| Interest expense | 629,000 | 1,208,000 | 1,789,000 | 2,372,000 |
| Net interest income | 1,473,000 | 2,805,000 | 4,146,000 | 5,462,000 |
| Noninterest income | 197,000 | 368,000 | 519,000 | 675,000 |
| Noninterest expense | 951,000 | 2,053,000 | 3,097,000 | 4,014,000 |
| Provision for loan losses | 45,000 | 90,000 | 235,000 | 1,178,000 |
| Pretax income | 732,000 | 1,088,000 | 1,391,000 | 1,003,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 732,000 | 1,088,000 | 1,391,000 | 1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,707,000 | 17,299,000 | 17,416,000 | 16,976,000 |
| Total capital | 18,959,000 | 18,547,000 | 18,682,000 | 18,087,000 |
| Risk-weighted assets | 99,494,000 | 99,447,000 | 100,777,000 | 105,642,000 |