Call reports 2008
CENTER NATIONAL BANK — 2008
What CENTER NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 205,653,000 | 226,954,000 | 232,802,000 | 187,777,000 |
| Total loans | 80,559,000 | 86,060,000 | 87,673,000 | 87,928,000 |
| Allowance for loan losses | 1,467,000 | 1,426,000 | 1,929,000 | 1,810,000 |
| Securities available for sale | 60,450,000 | 97,744,000 | 107,050,000 | 65,717,000 |
| Securities held to maturity | 11,306,000 | 10,989,000 | 11,023,000 | 10,783,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,386,000 | 207,058,000 | 213,148,000 | 133,854,000 |
| Interest-bearing deposits | 175,094,000 | 193,696,000 | 199,698,000 | 118,548,000 |
| Noninterest-bearing deposits | 10,292,000 | 13,362,000 | 13,450,000 | 15,306,000 |
| Equity capital | 17,139,000 | 16,352,000 | 16,762,000 | 17,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,549,000 | 5,324,000 | 8,231,000 | 10,996,000 |
| Interest expense | 1,037,000 | 2,128,000 | 3,270,000 | 4,191,000 |
| Net interest income | 1,512,000 | 3,196,000 | 4,961,000 | 6,805,000 |
| Noninterest income | 147,000 | 293,000 | 450,000 | 585,000 |
| Noninterest expense | 817,000 | 1,781,000 | 2,809,000 | 3,961,000 |
| Provision for loan losses | 0 | 0 | 500,000 | 1,000,000 |
| Pretax income | 842,000 | 1,708,000 | 2,102,000 | 2,718,000 |
| Income tax | 0 | 0 | 0 | 4,000 |
| Net income | 842,000 | 1,708,000 | 2,102,000 | 2,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,399,000 | 16,944,000 | 16,932,000 | 17,450,000 |
| Total capital | 17,731,000 | 18,370,000 | 18,426,000 | 18,826,000 |
| Risk-weighted assets | 106,389,000 | 116,272,000 | 119,117,000 | 109,626,000 |