Call reports 2007
CENTER NATIONAL BANK — 2007
What CENTER NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 134,099,000 | 146,061,000 | 154,726,000 | 160,420,000 |
| Total loans | 83,609,000 | 83,826,000 | 85,638,000 | 81,590,000 |
| Allowance for loan losses | 1,428,000 | 1,443,000 | 1,445,000 | 1,461,000 |
| Securities available for sale | 16,688,000 | 16,060,000 | 24,140,000 | 23,611,000 |
| Securities held to maturity | 11,491,000 | 11,381,000 | 11,123,000 | 11,790,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,316,000 | 129,213,000 | 136,474,000 | 140,358,000 |
| Interest-bearing deposits | 106,536,000 | 117,905,000 | 121,591,000 | 127,432,000 |
| Noninterest-bearing deposits | 10,781,000 | 11,308,000 | 14,883,000 | 12,926,000 |
| Equity capital | 15,197,000 | 15,107,000 | 15,801,000 | 16,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,133,000 | 4,321,000 | 6,647,000 | 9,258,000 |
| Interest expense | 964,000 | 1,956,000 | 3,028,000 | 4,243,000 |
| Net interest income | 1,169,000 | 2,365,000 | 3,619,000 | 5,015,000 |
| Noninterest income | 198,000 | 336,000 | 484,000 | 661,000 |
| Noninterest expense | 744,000 | 1,523,000 | 2,335,000 | 3,123,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 55,000 |
| Pretax income | 608,000 | 1,125,000 | 1,676,000 | 2,446,000 |
| Income tax | 442,000 | 442,000 | 442,000 | 442,000 |
| Net income | 166,000 | 683,000 | 1,234,000 | 2,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,195,000 | 15,210,000 | 15,710,000 | 16,429,000 |
| Total capital | 16,361,000 | 16,415,000 | 16,969,000 | 17,624,000 |
| Risk-weighted assets | 93,464,000 | 96,641,000 | 100,943,000 | 95,801,000 |