Call reports 2006
CENTER NATIONAL BANK — 2006
What CENTER NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 127,948,000 | 140,527,000 | 135,789,000 | 139,455,000 |
| Total loans | 76,421,000 | 78,762,000 | 81,839,000 | 82,149,000 |
| Allowance for loan losses | 1,366,000 | 1,384,000 | 1,402,000 | 1,415,000 |
| Securities available for sale | 21,107,000 | 18,347,000 | 19,997,000 | 18,306,000 |
| Securities held to maturity | 14,217,000 | 13,822,000 | 13,558,000 | 12,536,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,826,000 | 124,858,000 | 119,158,000 | 121,920,000 |
| Interest-bearing deposits | 96,808,000 | 110,304,000 | 108,404,000 | 107,155,000 |
| Noninterest-bearing deposits | 11,017,000 | 14,554,000 | 10,754,000 | 14,765,000 |
| Equity capital | 16,998,000 | 14,132,000 | 14,620,000 | 15,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,851,000 | 3,842,000 | 5,970,000 | 8,073,000 |
| Interest expense | 825,000 | 1,770,000 | 2,811,000 | 3,809,000 |
| Net interest income | 1,026,000 | 2,072,000 | 3,159,000 | 4,264,000 |
| Noninterest income | 135,000 | 265,000 | 419,000 | 558,000 |
| Noninterest expense | 639,000 | 1,374,000 | 2,014,000 | 2,646,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 507,000 | 859,000 | 1,445,000 | 2,042,000 |
| Income tax | 162,000 | 265,000 | 460,000 | 667,000 |
| Net income | 345,000 | 594,000 | 985,000 | 1,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,156,000 | 14,305,000 | 14,695,000 | 15,081,000 |
| Total capital | 18,261,000 | 15,462,000 | 15,867,000 | 16,246,000 |
| Risk-weighted assets | 87,690,000 | 92,605,000 | 93,900,000 | 93,274,000 |