Call reports 2005
CENTER NATIONAL BANK — 2005
What CENTER NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 121,007,000 | 121,280,000 | 119,958,000 | 135,921,000 |
| Total loans | 77,296,000 | 79,259,000 | 76,599,000 | 74,379,000 |
| Allowance for loan losses | 1,284,000 | 1,296,000 | 1,327,000 | 1,350,000 |
| Securities available for sale | 17,831,000 | 15,807,000 | 15,397,000 | 18,349,000 |
| Securities held to maturity | 12,391,000 | 13,486,000 | 14,206,000 | 15,892,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,025,000 | 102,759,000 | 100,845,000 | 117,070,000 |
| Interest-bearing deposits | 89,248,000 | 91,451,000 | 89,501,000 | 104,558,000 |
| Noninterest-bearing deposits | 11,776,000 | 11,307,000 | 11,344,000 | 12,512,000 |
| Equity capital | 15,654,000 | 16,000,000 | 16,373,000 | 16,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,560,000 | 3,212,000 | 4,921,000 | 6,630,000 |
| Interest expense | 518,000 | 1,108,000 | 1,766,000 | 2,494,000 |
| Net interest income | 1,042,000 | 2,104,000 | 3,155,000 | 4,136,000 |
| Noninterest income | 140,000 | 291,000 | 436,000 | 575,000 |
| Noninterest expense | 641,000 | 1,424,000 | 1,990,000 | 2,587,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 526,000 | 881,000 | 1,496,000 | 2,004,000 |
| Income tax | 174,000 | 281,000 | 488,000 | 650,000 |
| Net income | 352,000 | 600,000 | 1,008,000 | 1,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,808,000 | 16,056,000 | 16,464,000 | 16,811,000 |
| Total capital | 16,877,000 | 17,170,000 | 17,564,000 | 17,919,000 |
| Risk-weighted assets | 84,709,000 | 89,363,000 | 88,200,000 | 87,770,000 |