Call reports 2002
CENTER NATIONAL BANK — 2002
What CENTER NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 100,991,000 | 104,028,000 | 111,225,000 | 118,318,000 |
| Total loans | 67,508,000 | 68,302,000 | 69,674,000 | 71,213,000 |
| Allowance for loan losses | 1,123,000 | 1,108,000 | 1,133,000 | 1,202,000 |
| Securities available for sale | 14,612,000 | 15,853,000 | 19,652,000 | 16,079,000 |
| Securities held to maturity | 9,610,000 | 8,392,000 | 8,785,000 | 10,859,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,490,000 | 90,862,000 | 97,324,000 | 104,250,000 |
| Interest-bearing deposits | 74,566,000 | 81,241,000 | 85,110,000 | 91,311,000 |
| Noninterest-bearing deposits | 8,924,000 | 9,621,000 | 12,214,000 | 12,939,000 |
| Equity capital | 10,927,000 | 11,355,000 | 11,828,000 | 12,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,622,000 | 3,254,000 | 4,940,000 | 6,622,000 |
| Interest expense | 657,000 | 1,295,000 | 1,939,000 | 2,505,000 |
| Net interest income | 965,000 | 1,959,000 | 3,001,000 | 4,117,000 |
| Noninterest income | 125,000 | 259,000 | 410,000 | 564,000 |
| Noninterest expense | 534,000 | 1,161,000 | 1,703,000 | 2,304,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 145,000 |
| Pretax income | 526,000 | 997,000 | 1,618,000 | 2,222,000 |
| Income tax | 180,000 | 340,000 | 557,000 | 771,000 |
| Net income | 346,000 | 657,000 | 1,061,000 | 1,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,842,000 | 11,155,000 | 11,559,000 | 11,949,000 |
| Total capital | 11,778,000 | 12,067,000 | 12,520,000 | 12,948,000 |
| Risk-weighted assets | 74,663,000 | 72,791,000 | 76,676,000 | 79,754,000 |